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Asli Demirguc-Kunt,Ross Levine: Financial Structure and Economic Growth : A Cross-Country Comparison of Banks, Markets, and Development

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This is the first broad cross-country assessment of the ties between financial structure -- the mix of financial instruments, institutions, and markets in a given economy -- and economic growth since Raymond Goldsmith's 1969 landmark study. Most studies focus on developed countries and compare bank-based and market-based systems. Debates over the relative merits of the two systems have relied on case studies of Germany, Japan, the United Kingdom, and the United States, countries with similar long-run growth rates. The absence of data on developing countries limits the usefulness of such studies for policy makers.The book contains recently acquired cross-country data from almost 150 countries. It includes information on the size, efficiency, and activity of banks, insurance companies, pension and mutual funds, finance companies, and stock and bond markets. It also incorporates information on each country's political, economic, and social environment. The chapters contain a mix of case studies, cross-country studies, macro- and micro-oriented approaches, and analytical and empirical work. The conclusions point not to markets versus banks, but to markets and banks. It is how well a financial system functions that is critical for long-run economic growth. The research suggests that strong legal rights for outside investors and the overall efficiency of contract enforcement are effective tools for developing the financial sector and the economy. The book includes a CD containing World Bank data.

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DK: Paper Craft

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Full of creative craft ideas that are guaranteed to impress, Paper Craft will teach you how to transform plain old paper into beautiful decorations, handmade cards, scrapbooks and more. Do you want to create bespoke wedding invites? Or impress your friends with personalised birthday cards and wrapping paper? Paper Craft contains absolutely everything you need to know, from the necessary equipment, to techniques and materials, with 50 projects to get you crafting. With templates to save you time and simplify projects you can start crafting pop-up cards, jewellery, bunting, lanterns and more and if you're feeling even more creative then variations throughout will inspire you to make your projects even more unique. Whether you're a total novice or already familiar with handmade crafts, you'll soon be cutting, folding, glueing and printing your way to paper craft heaven.

This highly practical guide explains how to unlock the power and potential of formative assessment - assessment which engages with and helps define the appropriate next steps for the individual child. Shirley Clarke examines the key issues of assessment in the context of the national curriculum and pupil progress. She then focuses on effective Paper Craft ebook pdf questioning, and ways of raising pupils' confidence and self-esteem - the key to learning. This book makes accessible a wealth of ideas, research and practical expertise, giving teachers the 'how to' information they really need. Down to earth and direct, it shows how formative assessment complements formal, summative assessment - and how it can bring a dramatic culture shift to teaching and learning in the classroom. Lonely Planet's mission is to enable curious travellers to experience the world and to truly get to the heart of the places where they travel. TripAdvisor Travellers' Choice Awards 2012 and 2013 winner in Favorite Travel Guide category 'Lonely Planet guides are, quite simply, like no other.' - New York Times 'Lonely Planet. It's on everyone's bookshelves; it's in every traveller's hands. It's on mobile phones. It's on the Internet. It's everywhere, and it's telling entire generations of people how to travel the world.' - Fairfax Media (Australia) *#1 in the world market share - source: Nielsen Bookscan. Australia, UK and USA. March 2012-January 2013

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Holly Webb: Rose and the Silver Ghost: Book 4

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Time has flown since Rose left the orphanage behind, and she loves her new family at Mr Fountain's magical house. But she still can't help wondering - what happened to her real family? Were they full of magic too, like her? Then Rose discovers a clue to the mystery: a silver mirror which once belonged to her mother. A mirror with a ghost...

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Ian Maxwell: Tracing Your Northern Irish Ancestors: A Guide for Family Historians

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The second edition of Tracing Your Northern Irish Ancestors is an expert introduction for the family historian to the wealth of material available to researchers in archives throughout Northern Ireland. Many records, like the early twentieth-century census returns and school registers, will be familiar to researchers, but others are often overlooked by all but the most experienced of genealogists. An easy-to-use, informative guide to the comprehensive collections available at the Public Record Office of Northern Ireland is a key feature of Ian Maxwell's handbook. He also takes the reader through the records held in many libraries, museums and heritage centres across the province, and he provides detailed coverage of records that are available online. Unlike the rest of the British Isles, which has very extensive civil and census records, Irish ancestral research is hampered by the destruction of many of the major collections. Yet Ian Maxwell shows how family historians can make good use of church records, school registers and land and valuation records to trace their roots to the beginning of the nineteenth century and beyond.

Through a quartet of four interwoven stories, A Contract With God express the joy, exuberance, tragedy, and drama of life on the mythical Dropsie Avenue in the Bronx. This is the legendary book that launched a new art form and reaffirmed Will Eisner as one of the great pioneers of American graphics. We experience spaces not only by seeing but also by listening. We can navigate a room in the dark, and "hear" the emptiness of a house without furniture. Our experience of music in a concert hall depends on whether we sit in the front row or under the balcony. The unique acoustics of religious spaces acquire symbolic meaning. Social relationships are strongly influenced by the way that space changes sound. In Spaces Speak, Are You Listening?, Barry Blesser and Linda-Ruth Salter examine auditory spatial awareness: experiencing space by attentive listening. Every environment has an aural architecture.The audible attributes of physical space have always contributed to the fabric of human culture, as demonstrated by prehistoric multimedia cave paintings, classical Greek open-air theaters, Gothic cathedrals, acoustic geography of French villages, modern music reproduction, and virtual spaces in home theaters. Auditory spatial awareness is Tracing Your Northern Irish Ancestors: A Guide for Family Historians free pdf a prism that reveals a culture's attitudes toward hearing and space. Some listeners can learn to "see" objects with their ears, but even without training, we can all hear spatial geometry such as an open door or low ceiling.

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Jimmy Moore,Eric C. Westman: Keto Clarity: Your Definitive Guide to the Benefits of a Low-Carb, High-Fat Diet

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Leading health blogger Jimmy Moore and researcher and internist Dr. Eric C. Westman join forces again to explain the powerful therapeutic effects of a ketogenic diet-one that combines a customized carbohydrate restriction, moderation of protein intake, and real food-based fats-which is emerging in the scientific literature as a means for improving a wide range of diseases, from Type 2 diabetes to Alzheimer's and more. Simply eating a low-carb diet alone isn't enough, and Moore and Westman tell you why.

Robert Herjavec has lived the classic “rags to riches” story, from having $20 in his pocket to starting up technology companies worth hundreds of millions of dollars. Now the star of television’sDragons’ Den and Shark Tank, this son of Croatian immigrants earned his incredible wealth by overcoming the odds with hard work and determination. On television, Herjavec bankrolls the best inventions and shoots down the best of intentions. Now, he’s sharing his hard-won wisdom in one of the most inspirational business books of recent times. "Lively, fast-paced and amusing . . . a consistently interesting and entertaining account." --"Kirkus Reviews" Over the last decade, the center of world power has been quietly shifting from Europe to Asia. With oil reserves of several billion barrels, an estimated nine hundred trillion cubic feet of Fat is a Feminist Issue ebook pdf natural gas, and several centuries' worth of competing territorial claims, the South China Sea in particular is a simmering pot of potential conflict. The underreported military buildup in the area where the Western Pacific meets the Indian Ocean means that it will likely be a hinge point for global war and peace for the foreseeable future.

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Tom Moorhouse: The River Singers

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Something was approaching the burrow. Something deadly. Something that made Sylvan's fur bristle with fear ...Knowing their lives are under threat, Sylvan and his brother and sisters have no choice but to abandon their burrow for ever. Together they set out on an epic journey along the Great River; but with dangers lurking at every turn, will they ever find a safe place to call home? Now available in paperback, this exciting and beautifully-illustrated animal adventure has the makings of a future children's classic. 'Just the sort of book I would have loved as a child.' Gill Lewis

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Karen Ansel MS Rd,Charity Ferreira,Thayer Allyson Gowdy: The Baby & Toddler Cookbook: Fresh, Homemade Foods for a Healthy Start

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Give your baby and toddler the best start in life and help them grow up healthy, happy, and strong with delicious, homemade foods. Packed with 90 easy-to-prepare recipes made with wholesome ingredients, The Baby & Toddler Cookbook--along with its companion volume, Baby and Toddler On the Go--offers a fresh and nutritious approach to feeding children from 6 months to 3 years. Making fresh, homemade meals for your baby and toddler is one of the best ways to give him a healthy, happy start in life. And while every parent can appreciate the convenience of already-prepared foods, balancing them with wholesome meals you have prepared yourself not only provides better nutrition, but also teaches your baby good eating habits. Packed with over 90 recipes and loads of nutritional information, The Baby & Toddler Cookbook makes cooking healthy meals easy, even for busy parents. By setting aside only a few hours a week, you can make and store an array of nutritious foods to keep baby happy and fed. All along the way, this book will give you helpful hints, guidance, and plenty of recipes to ease your path to nutrition. Each chapter begins with detailed information about the child's nutritional needs and how to address the needs at mealtime. Organized by age, the recipes follow, showing how to introduce different, appropriate foods at every development stage, from 6 months to 3 years. Each of baby s stages is covered, from starting solid foods and introducing new ingredients and textures, to easing into toddlerhood with plenty of ideas for fun meals, snacks, and desserts. This book also includes tips for making foods ahead, using the freezer to maximum advantage, and making food fun for your toddler. Selected recipes include: -Sweet Potato Puree -Creamy Pumpkin Risotto -Apple-Cinnamon Oatmeal -Tofu, Rice & Avocado -Almond Butter & Banana Bites -Chicken & Veggie Pockets"

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Doug Stillinger: Spiral Draw

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The Spiral Draw book lets you create millions of dizzying designs. The book includes cool translucent "drawing wheels" that make it easy to create loads of spiral designs right on the pages of the book. Packed with tons of on-the-page drawing ideas, plus inspired instructions for swirly projects like spiral scratch art, spiral stationery, spiral soak art and more - the range of activities will make readers' heads spin.

An introduction to the life and achievements of the founder of Tesla Motors describes his early achievements in computer programming, his creation of a tech empire, his electric cars designs and his ambition to create an alternative transportation system. Simultaneous. Takara Akihito thought he left the cutthroat dangers of the Underworld behind after barely escaping his last adventure Spiral Draw free epub alive. However, he soon finds himself reunited with the mysterious and powerful crime lord Asami, and he is once again thrust into an unseemly world of decadence and bloodshed. Will Takara be lucky enough to escape a deadly fate twice in a row, or are Asami's plans for him of a more amorous nature? In "How on Earth Did Jesus Become a God?" Larry Hurtado investigates the keen devotion to Jesus that emerged with surprising speed after his death. Reverence for Jesus among early Christians, notes Hurtado, included both grand claims about Jesus' significance and a pattern of devotional practices that effectively treated him as divine. Directed at readers across religious lines, this book argues that whatever one makes of such devotion to Jesus, the subject at least deserves serious historical consideration.

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Chuck Edmondson: Fast Car Physics

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Revving engines, smoking tires, and high speeds. Car racing enthusiasts and race drivers alike know the thrill of competition, the push to perform better, and the agony-and dangers-of bad decisions. But driving faster and better involves more than just high horsepower and tightly tuned engines. Physicist and amateur racer Chuck Edmondson thoroughly discusses the physics underlying car racing and explains just what's going on during any race, why, and how a driver can improve control and ultimately win. The world of motorsports is rich with excitement and competition-and physics. Edmondson applies common mathematical theories to real-world racing situations to reveal the secrets behind successful fast driving. He explains such key concepts as how to tune your car and why it matters, how to calculate 0 to 60 mph times and quarter-mile times and why they are important, and where, when, why, and how to use kinematics in road racing. He wraps it up with insight into the impact and benefit of green technologies in racing. In each case, Edmondson's in-depth explanations and worked equations link the physics principles to qualitative racing advice. From selecting shifting points to load transfer in car control and beyond, Fast Car Physics is the ideal source to consult before buckling up and cinching down the belts on your racing harness.

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Naomi Alderman: The Power

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'She throws her head back and pushes her chest forward and lets go a huge blast right into the centre of his body. The rivulets and streams of red scarring run across his chest and up around his throat. She'd put her hand on his heart and stopped him dead.' Suddenly - tomorrow or the day after - girls find that with a flick of their fingers, they can inflict agonizing pain and even death. With this single twist, the four lives at the heart of Naomi Alderman's extraordinary, visceral novel are utterly transformed, and we look at the world in an entirely new light. What if the power to hurt were in women's hands?

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